Chase Sapphire Compared To Capital One Venture

In the battle of the chase sapphire preferred versus the capital one venture card the chase sapphire preferred came out ahead of the capital one venture rewards.

Chase sapphire compared to capital one venture.

The chase sapphire preferred card and the capital one venture rewards credit card are a pair of titans in the travel credit card market and it can be tough to choose which one is right for. 80 000 ultimate rewards points are worth 800 in hard cash or 1000 in travel booked through the ultimate rewards program or. Here s how the two compare. Best sign up bonus the chase sapphire preferred card sign up bonus is the ability to earn 80 000 bonus points when you spend 4 000 on purchases in the first 3 months.

Ongoing rewards the venture card offers 2 miles per 1 spent on all purchases equal to 2 cash back when you redeem for travel whereas sapphire preferred awards double points only on travel and restaurant spending setting it back significantly in the long run. Chase sapphire preferred s cash advance rate is similar to venture one s with a 14 49 24 49 variable apr. Chase sapphire preferred vs capital one venture. Chase sapphire preferred vs.

Honestly this is a better. It offers a bigger sign up bonus if you only plan to hit the first spending bonus tier on the capital one card better travel protections and superior redemption options. Although the capital one venture rewards credit card offers more airline transfer partners than the chase sapphire preferred card 15 compared with 10 the list does not include major airlines such as united airlines british airways or southwest airlines. Though chase ultimate rewards points are more valuable we value them at 1 26 cents per point compared to 1 cent per mile for the capital one venture card that s still not enough to catch up with the venture card even if you re a heavy traveler or restaurant goer.

The capital one venture and the chase sapphire reserve are two very different credit cards once you get beyond the initial sign up bonuses and purchase rewards. Venture one has a variable apr of 17 24 24 49 based on creditworthiness and on the variable prime rate. Updated thu sep 24 2020.