For this reason those who use rental cars more often may be better off with the chase sapphire preferred card which offers its cardholders primary rental car insurance.
Chase sapphire rental truck insurance.
Initiate and complete the entire rental transaction using the covered chase card and decline the rental company s collision damage waiver or loss damage waiver if you have questions about a specific vehicle or rental check with the benefit administrator prior to your travel.
How the rental car.
Chase sapphire preferred car rental insurance key points.
Do not have to file a claim with your auto insurance policy.
It covers damage or theft of most rental vehicles worldwide.
Save money by declining the insurance offered by the car rental company.
That s basically just a fancy term for car rental insurance.
Chase sapphire preferred only offers primary rental insurance on some intentional car rentals but for domestic car rentals its secondary just like the rest of the credit cards.
The chase sapphire reserve offers many premium travel benefits including primary car rental.
Offers primary collision and damage coverage up to the actual cash value of the car.
But if you re not willing to spend the time to go through the claims process then you might be better off buying cdw directly from the car rental company.
The chase sapphire reserve comes with an auto rental collision damage waiver often referred to as a cdw.